This year may finally bring one-digit interest rates forRON-denominated loans, closer to the cost of euro loans, estimatesZoltan Major, UniCredit Tiriac Bank executive vice-president of incharge of retail. "I believe we have all chances of seeingone-digit interest rates for RON-denominated loans this year, butonly on certain segments, such as collateral-backed loans," statedMajor in an interview with ZF. Still, he considers loans to theindividual clients will not advance by more than 5-6% this yearafter the market should stagnate in the first six months amidclients' still weak demand given people's feeling of uncertainty."I expect a slow rebound of retail lending this year because thingswill improve gradually, with a rebound more visible as late as thethird quarter. An important factor for this process is the trend ofunemployment, while the population's confidence in economicrecovery and income increase are the other two major premises".Major says UniCredit is waiting for the market to pick up and isgetting ready to cement its retail position after gaining marketshare on this segment last year, too.
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